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15 Ways to Save More in 2022 Thumbnail

15 Ways to Save More in 2022

Perhaps you…

- Received a bonus or a raise and need guidance on how to save or invest the additional cash;

- Have a tax refund coming to you; or

- Want to consider ways to save more this year.

Whatever the case may be, the beginning of the year is a great time to set your intentions and establish good habits to ensure you save for your financial goals.

Identifying available savings opportunities and prioritizing across accounts can be complex and overwhelming. For example, do you know whether you are eligible for and taking full advantage of pre-tax health care savings accounts, such as HSAs and FSAs? Are you optimizing your retirement savings, choosing between traditional and Roth options, obtaining the total amount of any employer match, and maximizing your contributions?

To help you spot ways to save more this year, we have a checklist "What Accounts Should I Consider If I Want To Save More?" that outlines more than 15 strategies to consider when you have surplus cash or savings on hand.