We are different because our independence allow us to offer a broad range of portfolio management and financial planning solutions customized for your specific needs, goals and life stage.
For financial planning and portfolio management to be done adequately it has to start with an understanding of your goals as it encompasses the combination of financial/investment advice, accounting/tax strategies and legal strategies/estate planning.
But before we talk about numbers we want to talk about you. What is your current situation? What are your goals? What are you afraid of? What are your expectations and concerns? Then, we apply a clear, well-defined and objective process.
This is where it all starts. Every person and every journey is different so no financial plan should look the same. Some of the primary financial planning concepts we address: cash flow and spending, investment analysis, employee benefits, college funding, insurance, income tax and estate planning strategies and charitable gifting. Then we develop a plan incorporating all of your financial accounts no matter where they are held. This full picture allows us to determine if you are on track to meet specific goals and helps us make decisions throughout life that are most appropriate for you.
We take a holistic approach to financial planning which means we also consider your relational and emotional needs. We’ll look at your current cash flow and inquire about your retirement goals. Mainly, we’ll craft a strategic game plan designed to reach your goals, despite the changes in life that may occur.
Change in finances is often inevitable, your portfolio should be prepared to evolve. Our goal is to ensure the highest return on investment, regardless of what life throws your way. When you entrust us with managing your profile, you can expect us to evaluate performance, modify asset percentages, and keep you on track to help meet your goals.
As each individual is unique, so is our approach to money management. Our investment committee* is comprised of professionals carrying the Chartered Financial Analyst® (CFA) designation, the highest distinction in the investment management profession. Our knowledge and insight into the stock market enables us to craft an investment portfolio uniquely tailored to you. We work with you to identify your short- and long-term objectives, determine your optimal risk tolerance and design a strategy that aligns with your timeline. We analyze your existing investments, then make recommendations based on your specific financial circumstances. We educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.
* Investment committee members who are making investment decisions are not affiliated with C2 Wealth Strategies, are investment advisor representatives and registered representatives of Voya Financial Advisors and are not located in the Mobile, AL office location.
Our assessment aims to mitigate the financial and other losses associated with life’s risks. From proper life insurance protection , asset protection to safe money solutions, we map out a strategy for dealing with various potential risks. As life changes, we’ll review your program to make sure it’s still right for you along the road to building and preserving wealth.
Insurance policies are great to have, but it is important to stay up to date on what your coverage are and how much they are costing you. We simplify your options and make sure you have coverage that fit your needs and will protect you in the event a life-altering event happens.
You may think estate planning is only for the wealthy. Not true. Estate Planning is more than a Will and is more than just determining who gets your property when you pass away. It is about minimizing the financial and emotional costs for you and your loved ones. Whether you wish to create your estate plan for the first time or update your existing plan, our team of professionals help you create a comprehensive and personalized estate plan for your legacy that will provide you with the financial confidence you deserve.
Having a well-defined plan for your estate is important, regardless of your age. Estate planning means we will evaluate all of your investments and policies to make sure that a solid plan is in place for you and your family's future. In addition, we will offer strategies for estate preservation, tax reduction, and minimized probate costs. We are dedicated to offering plans that protect you and your family in all circumstances.
Do you want to reduce your tax burden? Do you want to increase your assets? We can work with your tax preparer or CPA (or can refer you to one) to review your return for opportunities to help minimize taxes and we look for ways throughout the year to help reduce your tax burden by:
- Restructuring your investment portfolio to produce a higher after-tax return
- Maximizing qualified plan and IRA contributions