Connectors

When you are in the business of helping people, often times that means connecting them with the right person for the job. We work alongside other professionals involved with the interest of our clients and believe that the best job can be done when there is open and honest communication. Our network is vast and we are very selective in who we might recommend. That is one more thing that we believe sets us apart.

Protectors

Our success is dependent upon our clients' results and their results are often affected by our work. Our reputation is built on protecting our clients from potential pitfalls. Our meetings are designed to exchange information and grant us a fuller understanding of the market so we can anticipate the best results and offer realistic expectations for our clients.

Simplifiers

We make complex finances seem simple. Our goal-based approach paired with our team of veteran financial advisors are here to turn your mountains back into molehills.

Financial Planning

This is where it all starts. Every person and every journey is different so no financial plan should look the same. Some of the primary financial planning concepts we address: cash flow and spending, investment analysis, employee benefits, college funding, insurance, income tax and estate planning strategies and charitable gifting. Then we develop a plan incorporating all of your financial accounts no matter where they are held. This full picture allows us to determine if you are on track to meet specific goals and helps us make decisions throughout life that are most appropriate for you.

We take a holistic approach to financial planning which means we also consider your relational and emotional needs. We’ll look at your current cash flow and inquire about your retirement goals. Mainly, we’ll craft a strategic game plan designed to reach your goals, despite the changes in life that may occur.

Investment Management

Change in finances is often inevitable, your portfolio should be prepared to evolve. Our goal is to ensure the highest return on investment, regardless of what life throws your way. When you entrust us with managing your profile, you can expect us to evaluate performance, modify asset percentages, and keep you on track to help meet your goals.

As each individual is unique, so is our approach to money management. Our investment committee* is comprised of professionals carrying the Chartered Financial Analyst^® (CFA) designation, the highest distinction in the investment management profession. Our knowledge and insight into the stock market enables us to craft an investment portfolio uniquely tailored to you. We work with you to identify your short- and long-term objectives, determine your optimal risk tolerance and design a strategy that aligns with your timeline. We analyze your existing investments, then make recommendations based on your specific financial circumstances. We educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.

* Investment committee members who are making investment decisions are not affiliated with C2 Wealth Strategies, are investment advisor representatives and registered representatives of CIRA and are not located in the Mobile, AL office location.

Risk Management

Insurance policies are great to have, but it is important to stay up to date on what your coverage are and how much they are costing you. We simplify your options and make sure you have coverage that fit your needs and will protect you in the event a life-altering event happens.

Business Owner

Our suite of services allows business owners to focus on their business. We provide business owner financial planning, employee benefits, investment management including concentrated equity positions, ways to maximize stock options, executive benefits, business succession planning, tax planning strategies, captive insurance, key employee protection, disability buy-out as well as retirement plans services including: Traditional and Roth 401(k), Profit Sharing, Defined Benefit, Non-Qualified Deferred Compensation, Employee Stock Ownership Plans (ESOP), Executive Bonus Plans, SIMPLE/SEP IRAs and more.

Optimizing Retirement Benefits

Running a business is no walk in the park, selecting the right retirement plan that is beneficial for both you and your employees is just an added weight. Our team is well-equipped to help you choose and execute your retirement plan. With our help, you can feel more confident in making decisions for you and your teams' hard-earned retirement savings.

We take a strategic approach to program design, employee education, investment analysis, plan monitoring, communication and ongoing support. Rely on our in-depth plan design experience and consultation on almost any plan type or combination of plans.

Employee Benefits

We believe that a thoughtful benefits offering paired with proper education provides financial confidence for both employees and employers and contributes to the overall success of the organization. We also leverage technology (such as benefits administration platforms) to make doing business easier and to reduce the amount of hiccups that can occur.

We listen to our clients and strategically craft benefits offerings unique to their business as we understand that benefits packages are not one-size-fits-all.

• Health Insurance Consulting
• Dental Insurance
• Vision Insurance
• Group Term Life Insurance
• Disability Insurance